Description

Instructor: Keith Wilts, CPCU, CIC     Course# 105774

Even before COVID-19, working from home was a reality for many people. Many employers offered varying degrees of flexibility for an employee to work remotely. However, countless other individuals are relatively new to what is being called the "new normal" of living and working in an environment where conflict exists between an employer's commercial insurance and the employee's insurance. Discover how homeowners and personal auto policy may react to a home or auto's increased business use. Examine the potential loss exposures and the extensions of coverage provided for the employee's home-based activities by an employer's commercial liability, property (including business income and extra expense), automobile, and workers compensation insurance. Liability and property insurance implications for COVID-19 exposures, optional endorsements, independent contractor vs. employee considerations, data security, and employee work/home privacy issues will also be discussed.